|Initial intake after 5pm or weekends||$300.00|
|45 Minute Therapy Session||$175.00|
|Intensive Sessions (45 Minutes)||$200.00 per session|
|Therapy after 5pm or weekends||$200.00|
|Cancelation without 24 hours notice||Full Fee|
|Late Fee (Invoice more than 15 days past due)||$20.00|
|Telephone Conversations, Site Visits, Report Writing and Report Reading, Consultations with other Providers, Release o fInformation, Extend Session, Travel Time, etc.||$50.00 per 15-minute increments|
|Copy of Records||$0.50 per page plus $50.00 per hour with a one hour minimum|
All fees are due at time of service unless other arrangements have been made between Terrell and Client:
In the event that court or legal issues arise in the course of treatment, a $350.00 fee in the form of a cashier’s check will be collected for preparation of medical records and other pertinent documentation. This fee is to be paid one week prior to the service rendered. If I am required to go to court or to complete a deposition, the minimum required fee will be $300.00 per hour for eight hours. The payment must be received in the form of a cashier’s check.
For your convenience, I accept cash, checks, or credit cards by special arrangements. Payment is due at time of service. There will be a $15.00 late fee attached to fees not collected at that time. Fees that are unpaid, or that appear likely to be unpaid, will be discussed with you individually. Accounts that are not paid within two sessions will be considered delinquent. At this point, if payment arrangements have not been made, routine appointments will cease until the situation is addressed. If you are having financial troubles that may affect your ability to pay for therapy, please let me know and/or ask for a confidential application for alternative fee arrangements.
Insurance and Managed Care:
Due to my personal philosophy and code of ethics, I have chosen not to work directly with managed care or insurance companies. I am considered a "fee for service" therapist and "out of network" for insurance carriers. Managed care makes it difficult to ensure confidentiality and the highest standards of treatment. I do, therefore, expect payment to be made at the time of service. If you have insurance coverage and plan to file for reimbursement, you will be given a detailed statement that contains my provider information and your relevant diagnostic code(s). The statement may then be attached to one of your insurance claim forms which you may file for reimbursement. If you are relying on your insurance company to reimburse you for part or all of the charges for therapy, it is important that you have thoroughly reviewed and understand your insurance company’s reimbursement policies, the amount of your deductible, the percentage the company will reimburse you for outpatient psychotherapy, and any limitations to treatment that may be a dimension of your policy. The contract for reimbursement is between you and the company, rather than between the insurance company and me.
Saving on Health Care:
There are several ways to save on Health Care:
For clients choosing to use their insurance, I encourage you to contact your health insurance provider to inquire about reimbursements for out-of-network therapy services. I am happy to provide you a sales receipt to submit to your insurance company for some form of direct reimbursement.
Using a health savings account (HSA) or a Flexible Spending Account (FSA). Some companies offer a tax-deferred HSA and/or FSA. Choosing an HSA gives one the benefit of rolling over unused money to the next year for health care.
Using your Retirement Health Savings (RHS) account. Some retirement accounts have a certain amount that one can use for health care tax-free.
If you are a mental health provider or bodyworker, my services can be considered tax deductible.
Note: please check with your tax accountant to confirm HSA, FSA, and RHS requirements.
Please note that Stephen Terrell no longer accepts Texas Medicaid or any other form of insurance for services. There are, however, two other therapists in the office who accept Texas Medicaid and other insurances.